Knowledge centre

With this knowledge centre, we’ll try to demystify the many different types of business finance out there with clear, simple guides.

Alternative business finance

Alternative business finance is basically any form of financing that doesn’t come from the traditional lenders, like banks.

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Asset finance

Asset finance lets you borrow money relating to valuable items owned by your business.

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Bridging finance

Bridging finance gives you quick access to capital until more permanent financing can be arranged.

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Business credit cards

Business credit cards work in the same way as personal credit cards, letting borrow money to help manage your cash flow.

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Cash flow

Cash flow is the balance between the money coming in and the money coming out of your business.

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Debenture

A debenture is an agreement between a business and its lender enabling the lender to put a charge on the business’s assets.

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Invoice finance

With invoice finance, you can borrow the money you’re owed by your customers but haven’t received yet.

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Peer-to-peer lending

Peer-to-peer lending lets you borrow money for your business from a number of different individuals.

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Personal guarantee

A personal guarantee is a written promise to a lender that you will be personally liable for paying back the money.

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Personal guarantee insurance

Personal guarantee insurance covers you for the costs you may be personally liable for if your business can’t repay its business loan.

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Revolving credit facility

A revolving credit facility works in a similar way to an overdraft, allowing you to borrow money as and when you need it.

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Working capital finance

Working capital finance helps you boost the capital available for your business to increase cash flow or spend on a specific project.

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